InvestingPro: The tool I use for stock research: 50% off using my link here https://www.investing-referral.com/rickorford/ Use code: rickorford SoFi’s first-quarter numbers looked strong, but the stock still pulled back hard. In this video, I break down the real tension behind SoFi stock right now: rapid member growth, strong lending profits, big analyst upside, and a market that still doesn’t seem fully convinced. I’ll dig into why SoFi’s growth story looks compelling, why the valuation still matters, and what investors should watch after earnings. The key question isn’t just whether SoFi is growing, but whether that growth is strong enough to justify the expectations already priced into the stock. Key takeaways: Why SoFi stock fell after strong earnings How member growth supports the bull case Why lending still drives the story What analysts expect from SoFi stock Skip ahead: 00:00 - Intro 01:08 - Company Profile & News 04:16 - Stock Price Review 07:37 - Potential Growth Driver & Potential Risks 11:07 - Valuation 12:36 - Analysts’ Rating and Verdict #SoFi #SoFiStock #SOFI #SOFIStock #SoFiEarnings #FintechStocks #GrowthStocks #StockMarket #StockAnalysis #Investing #InvestingPro #Fintech #PersonalFinance #RickOrford #StocksToWatch #StockMarket2026 InvestingPro: The tool I use for stock research: 50% off using my link here https://www.investing-referral.com/rickorford/ Use code: rickorford for an extra 15% off! Skool Community: https://rickorford.com/join Website: https://rickorford.com Don’t forget to like, subscribe, and turn on notifications for more exclusive content! About Rick: Rick Orford is a Wall Street Journal best-selling author, serial entrepreneur, and financial expert who achieved financial independence at age 35. Following the sale of two tech startups, Rick was elected to the board of directors for a financial institution managing $200M+. With 25 years of experience in stocks and options, he authored The Financially Independent Millennial to mentor the next generation of investors. A frequent contributor to Seeking Alpha, Barchart, and The Motley Fool, Rick’s insights have been featured by the most prominent outlets, including Good Morning America. When not thinking about finance, he balances his time between financial coaching, travel, and culinary pursuits. LinkedIn: https://www.linkedin.com/in/rickorford/ MuckRack: https://muckrack.com/rickorford/ Motley Fool: https://www.fool.com/author/20648/ Seeking Alpha: https://seekingalpha.com/author/rick-orford Barchart: https://www.barchart.com/news/authors/111/rick-orford DISCLAIMER: Stock prices used were the market prices of May 4, 2026. The video was published on May 7, 2026. A portion of this video is sponsored by Investing.com. Past performance is not an indicator of future results. All investing involves a risk of loss. On the date of publication, Rick Orford did not have (either directly or indirectly) positions in any of the securities mentioned in this video. This video is for educational purposes only and not financial advice. Always do your own research and consult with a financial advisor before making any investment decisions. All information and data on this YouTube Channel is solely for entertainment purposes. I'm not a financial advisor, nor licensed in any way to provide any financial advice. The information herein is based solely on my personal opinion and experience. All investments hold inherent risk, and the information provided on this YouTube Channel should not be interpreted as any kind of guidance, recommendation, offer, advice, or suggestion. Any ideas and strategies discussed on this channel should not be implemented without first considering your financial and personal circumstances or without consulting a financial professional.